Privacy Policy

Welcome to InvestNashik.in, operated by Govinda Wealth Solutions ("we," "our," or "us"). We are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial advisory, taxation, and digital services.

By accessing our services, you consent to the data practices described in this policy. We operate in accordance with Indian laws, including the Information Technology Act, 2000.

1. Information We Collect

We collect information that identifies you personally when you voluntarily provide it to us for financial planning, mutual fund investments, or digital services.

• Personal Identification: Name, Date of Birth, Gender, Marital Status.
• Contact Information: Phone Number, Email Address, Residential Address (Thangaon, Sinnar, Nashik, etc.).
• Financial Data: PAN Card details, Aadhaar Number (for KYC), Bank Account details, Income details, and Investment history.
• Technical Data: IP address, browser type, and access times when you visit our website (for analytics purposes).

2. How We Use Your Information

The information we collect is used strictly for professional purposes to provide you with accurate financial advice and services:

• To process your KYC (Know Your Customer) for Mutual Funds and Insurance.
• To create and manage your investment portfolio via AMCs (Asset Management Companies).
• To assist with Income Tax Return (ITR) filing and government portal documentation.
• To communicate regarding portfolio updates, market trends, or service renewals.
• To comply with regulatory requirements set by SEBI, AMFI, and IRDAI.

3. Data Sharing and Disclosure

We do not sell your personal data to third parties. However, we may share your information with trusted entities necessary to execute your financial transactions:

• Regulatory Bodies: SEBI, AMFI, CAMS, KFintech, and NSE/BSE as required by law.
• Financial Institutions: Mutual Fund Houses (AMCs) and Insurance Companies where you choose to invest.
• Service Providers: Technology partners who assist in maintaining our digital infrastructure (under strict confidentiality agreements).

4. Cookies and Tracking

Our website may use "cookies" to enhance your user experience. A cookie is a small text file placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. You have the ability to accept or decline cookies through your browser settings.

5. Jurisdiction

This Privacy Policy is governed by the laws of India. Any disputes arising out of or in connection with this policy or your use of our website shall be subject to the exclusive jurisdiction of the courts located in Nashik, Maharashtra.