Disclaimer

1. Nature of Business — Distributor, Not Adviser

Govinda Wealth Solutions, operated by Ravindra Pansare (ARN-274308 | EUIN-E516497), is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor. This website (InvestNashik.in) and all services made available through it are provided solely in the capacity of a distributor of mutual fund schemes of registered Asset Management Companies (AMCs).

Govinda Wealth Solutions is NOT a SEBI-registered Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013. No investment advisory services, portfolio management services, or research-based financial recommendations are offered, expressed, or implied through this website or through any communication by its representatives. Any information shared in the course of distribution activity is for facilitating transactions and must not be construed as personalised investment advice.

Investors who require personalised investment advice are strongly encouraged to consult a SEBI-registered Investment Adviser independently before making any investment decision.

2. Informational Purpose Only

All content published on InvestNashik.in — including articles, blog posts, scheme descriptions, SIP illustrations, calculators, FAQs, and educational material — is provided for general informational and awareness purposes only. Such content does not constitute financial advice, a solicitation to invest, or a recommendation to buy, sell, or hold any mutual fund scheme or financial product.

While every effort is made to ensure that the information published is accurate and up to date at the time of publication, Govinda Wealth Solutions makes no representation or warranty, express or implied, regarding the completeness, accuracy, reliability, or suitability of such information for any specific purpose. Any reliance placed on this information is strictly at the user's own risk.

Scheme-related information, NAV data, returns, and other financial data are sourced from AMCs, AMFI, CAMS, KFintech, and other third-party sources. Such data is subject to change and may not always reflect the most current position. Users are advised to verify all information directly with the relevant AMC or its official platforms before acting on it.

3. No Guarantee of Returns or Performance

Govinda Wealth Solutions, its proprietor, employees, and associates make no guarantee, assurance, or representation of any returns on mutual fund investments, whether expressed verbally, in writing, or through any illustration or calculator on this website.

• Mutual fund investments are subject to market risks, including fluctuations in NAV, credit risk, liquidity risk, and interest rate risk.
• Returns shown in illustrations, SIP calculators, or historical performance charts are indicative only and are based on past data, which is not a guarantee of future performance.
• The value of an investment and the income from it may go down as well as up and investors may not get back the full amount invested.
• No assurance of performance of any scheme or product is given or implied.
• Tax benefits, if mentioned, are subject to applicable laws and may change from time to time.

4. Investor Responsibility

All investment decisions are solely the responsibility of the investor. By accessing this website or availing distribution services, investors acknowledge that:

• They have read, understood, and accepted the risks associated with mutual fund investments as described in the relevant Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM).
• They are making investment decisions based on their own independent assessment of their financial situation, risk appetite, and investment objectives.
• They have not relied solely on any information, illustration, or communication from Govinda Wealth Solutions as the basis for their investment decision.
• They will read all scheme-related documents carefully before investing, as required by SEBI and AMFI guidelines.

Govinda Wealth Solutions shall not be held liable for any loss, damage, or diminution in the value of investments made by investors based on information provided on this website or during the course of distribution services.

5. External Links and Third-Party Websites

This website may contain hyperlinks to external websites, including AMC portals, AMFI, SEBI, CAMS, KFintech, and other third-party platforms. These links are provided for convenience and reference only.

Govinda Wealth Solutions has no control over the nature, content, accuracy, or availability of external websites and accepts no responsibility or liability for any content, products, services, or information available on or through any linked third-party website. The inclusion of any hyperlink does not constitute an endorsement, recommendation, or approval of the linked website or its content. Users access external links entirely at their own risk.

6. Limitation of Liability

To the fullest extent permitted under applicable Indian law, Govinda Wealth Solutions, its proprietor Ravindra Pansare, employees, or associates shall not be liable for:

• Any loss of capital, returns, or profit arising from investments made through or facilitated by this distributor.
• Any loss or damage arising from reliance on information published on this website.
• Errors, delays, or inaccuracies in data sourced from AMCs, AMFI, CAMS, KFintech, or other third-party platforms.
• Any failure, interruption, or downtime of the website or linked third-party platforms.
• Any indirect, incidental, consequential, or punitive loss of any nature whatsoever.

7. Governing Law and Jurisdiction

This Disclaimer is governed by and construed in accordance with the laws of the Republic of India, including applicable SEBI and AMFI regulations. Any dispute arising out of the use of this website or its content shall be subject to the exclusive jurisdiction of the courts of competent jurisdiction located in Nashik, Maharashtra, India.

This Disclaimer is subject to revision at any time without prior notice to reflect changes in applicable law or regulatory requirements. The revised Disclaimer will be published on this page with an updated date. Continued use of this website constitutes acceptance of the revised Disclaimer.